Invest in your life
Protect your home.
For many of us, our home is a place of comfort and joy. Home is where the heart is: it’s where we raise our families; where we spend hours decorating to make it our own. Oftentimes, it’s also one of the biggest investments we can make, and one we want and need to protect. Understanding what and how your policy provides coverage is the first step in assuring the proper protection for your home and any other important investments. A standard homeowners insurance policy provides coverage for the following four essential areas:
Now that you know the four essential areas of coverage,
It is easier to determine if you are adequately protected.
Protect Your Investment
How will damage resulting from a flood be covered?
Homeowner policies typically do not include coverage for damage caused by flood or surface waters. A separate flood policy would be needed to provide any coverage for damage to your dwelling or personal property in the event of such severe weather. The National Flood Insurance Program can provide this type of additional protection. In certain high risk areas, the Federal Government mandates this coverage. Please see your insurance agent to determine your risk level.