Driven To Be The Best
Your journey, our care.
Many people choose Benninger Auto Insurance to insure their automobiles because of our competitive prices and superior service. But did you know we are much more than that? Purchasing a car and purchasing car insurance in today’s competitive auto market is not easy. We are able to meet most of your insurance needs because of the wide variety of companies we represent. Give us a call or contact us today to get started!
Even though all auto insurance policies may appear to be similar,
Not all are created equal.
You need a policy that gives you the best insurance protection for the money. You deserve a policy that has the same quality and value you look for in a car.
- Bodily Injury Liability: Covers your legal liability for bodily injury claims brought against you.
- Property Damage Liability: Covers your legal liability for property damage claims brought against you.
- First Party Benefits: Provides medical expense, funeral expense, income loss, and accidental death coverages as required by law in Pennsylvania.
- Uninsured/Underinsured Motorists: Provides coverage when you are injured in an accident caused by another person who either has no insurance or who carries liability limits which are less than your claim for pain and suffering. In Pennsylvania, Uninsured/Underinsured Motorists coverage applies when the other person’s limits are not sufficient to cover your pain and suffering.
- Comprehensive: Pays for damage to your auto and its equipment caused by something other than collision or upset.
- Collision: Pays for damage to your auto and it’s equipment caused by collision or upset.
Insurance Options
Trust the professionals at Benninger Insurance Agency to get you the coverage you need to help keep you safe when you’re on the road.
- Road Service: Pays reasonable towing and labor costs at the site of a breakdown required when your auto is disabled.
- Auto Lease/Loan Security Coverage: Provides additional protection in the event of a total loss to a covered auto. Coverage is provided for the difference between the actual cash value of the auto and the amount due under the terms of the lease/loan.
- Transportation Expenses: Covers transportation expenses, including the cost of car rental, should your auto become disabled due to a collision loss.
- Death and Disability Benefits: Provides death and/or disability benefits should you die or become disabled as a result of an auto accident.
Insurance Agency FAQs
What does an insurance agency do?
An insurance agency helps individuals, families, and businesses protect their assets by providing access to insurance policies. Agencies like Benninger Insurance work with multiple insurance carriers to offer coverage options for auto, home, life, and commercial needs. They guide clients through selecting the right coverage, explain policy terms, and assist with filing claims if something goes wrong.
What’s the difference between an insurance agent and an insurance company?
An insurance agent works on your behalf to help you find the best policy, often through multiple insurance carriers. An insurance company is the one that actually underwrites and issues the policy. Independent agencies like Benninger Insurance represent several insurance companies, giving you more flexibility and competitive pricing.
Why do I need insurance?
Insurance helps protect you financially if something unexpected happens—like a car accident, house fire, storm damage, or medical emergency. Without it, you could be responsible for paying the full cost of repairs, replacement, or legal liability. Insurance gives you peace of mind and helps you recover quickly when life throws a curveball.
